Terms and Conditions

Our mission at CCR Hub Pty Ltd("CCR Hub", ”“we, ”“our, ”or“ us”) is to provide a credit platform where the user is the center of the network, not an advertiser or some entity looking to follow and track you. CCR Hub is a true hub where you can connect with other people and build your community without worrying about us tracking your behavior for advertisers or selling your content.This Terms of Use Agreement (“Agreement”) includes the terms by which you may access and use that social network and the online and / or mobile services, website, and / or software provided on or in connection with that social network (collectively, the“ Service”). Because the law is technical and we need to protect our users (including you) and ourselves so that everyone has a great experience with the Service, the Agreement is set out in the“ Legal Terms of Use” section below.(Also, our lawyers made us do it, and we want them to be happy too). We believe in transparency for our users so we’ve also provided you a plain - English explanation of this Agreement in the right column. So we’ re clear, that column is only intended to provide an explanation of the“ legalese” to the left and some examples of what the legal terms actually mean in practice.Only the“ Legal Terms of Use” in the left column is legally binding, so please review those terms in addition to our plain - English explanation on the right before you use the Service. If you have any questions about this Agreement, please see the“ Legal” section of our Support & FAQs page or contact us at any time at support@ccrhub.com.

LEGAL TERMS OF USE

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION CONTAINED HEREIN. This AGREEMENT applies to all visitors, users, and others who access the Service (“Users”). THIS IS A CONTRACT BETWEEN YOU AND CCRHUB. By accessing or using the Service, you signify that you have read, understood, and agree to be bound by this AGREEMENT. If you are not eligible to use the Service, or do not agree to the terms and conditions of this Agreement, you do not have our permission to use the Service.

WHAT WE’RE SAYING

PLEASE READ THE FOLLOWING TERMS OF USE AGREEMENT CAREFULLY TO ENSURE THAT YOU UNDERSTAND EACH PROVISION CONTAINED HEREIN. This AGREEMENT applies to all visitors, users, and others who access the Service (“Users”). THIS IS A CONTRACT BETWEEN YOU AND CCRHUB. By accessing or using the Service, you signify that you have read, understood, and agree to be bound by this AGREEMENT. If you are not eligible to use the Service, or do not agree to the terms and conditions of this Agreement, you do not have our permission to use the Service.

LEGAL TERMS OF USE

CCR Hub Accounts

Your CCR Hub account gives you access to the services and functionality that we may establish and maintain from time to time and in our sole discretion. We may maintain different types of accounts for different types of Users. If you open a CCR Hub account on behalf of a client, company, organization, or other entity, then (a) “you” includes you and that client, company, organization, or other entity, and (b) you represent and warrant that: (i) you are an authorized representative of the client, company, organization, or other entity with the authority to bind the client, company, organization, or other entity to this Agreement, (ii) that you have the express authorization of the client, company, organization or other entity to create and operate an account on behalf of the client, company, organization or other entity, and (iii) that you agree to this Agreement on the client, company, organization or other entity’s behalf. You may never use another User’s account. When creating your account, you must provide accurate and complete information, and you must keep this information up to date. You are solely responsible for the activity that occurs on your account, and you must keep your account password secure. We encourage you to use “strong” passwords (passwords that use a combination of upper and lowercase letters, numbers and symbols) with your account. You must notify CCR Hub immediately of any breach of security or unauthorized use of your account. CCR Hub will not be liable for any losses caused by any unauthorized use of your account. You may control your User profile and how you interact with the Service by changing the Settings within the CCR Hub Mobile Software as defined below. By providing CCR Hub your email address, you consent to our using the email address to send you Service-related notices, including any notices required by law, in lieu of communication by postal mail. We may also use your email address to send you other messages, such as changes to features of the Service and special offers. If you do not want to receive such email messages, you may opt out by following the “Unsubscribe” link in the email messages. Opting out may prevent you from receiving email messages regarding updates, improvements, or offers.

WHAT WE’RE SAYING

You must register for an account to use the features and functionalities of the Service. As part of the registration process and setting up an account, we ask you to provide us information about yourself, including your name and email address. You must also provide us your phone number so we can send you a verification text and make sure you’re a real person, because we only want real people on CCR Hub! When you sign up for an account, we ask you to select a strong password. Make sure you keep your password safe and don’t let anyone else use your account since you’ll be responsible for any and all activity that occurs under your account. If you think someone else has your password or is using your account, let us know as soon as possible so we can help protect your account.

LEGAL TERMS OF USE

Service Rules

You agree not to engage in any of the following prohibited activities: (i) copying, distributing, or disclosing any part of the Service in any medium, including without limitation by any automated or non-automated “scraping”; (ii) using any automated system, including without limitation “robots,” “spiders,” “offline readers,” etc., to access the Service in a manner that sends more request messages to the CCR Hub servers than a human can reasonably produce in the same period of time by using a conventional on-line web browser (except that CCR Hub grants the operators of public search engines revocable permission to use spiders to copy publicly available materials from CCR Hub.co for the sole purpose of and solely to the extent necessary for creating publicly available searchable indices of the materials, but not caches or archives of such materials); (iii) transmitting spam, chain letters, or other unsolicited email; (iv) attempting to interfere with, compromise the system integrity or security or decipher any transmissions to or from the servers running the Service; (v) taking any action that imposes, or may impose at our sole discretion an unreasonable or disproportionately large load on our infrastructure; (vi) uploading invalid data, viruses, worms, or other software agents through the Service; (vii) collecting or harvesting any personally identifiable information, including account names, from the Service; (viii) using the Service for any commercial solicitation purposes; (ix) impersonating another person or otherwise misrepresenting your affiliation with a person or entity, conducting fraud, hiding or attempting to hide your identity; (x) interfering with the proper working of the Service; (xi) accessing any content on the Service through any technology or means other than those provided or authorized by the Service; or (xii) bypassing the measures we may use to prevent or restrict access to the Service, including without limitation features that prevent or restrict use or copying of any content or enforce limitations on use of the Service or the content therein. Accessing any audiovisual content that may be available on the Service for any purpose or in any manner other than Streaming (as defined below) is expressly prohibited unless explicitly permitted by the functionality of the Service. “Streaming” means a contemporaneous digital transmission of an audiovisual work via the Internet from the CCR Hub Service to a User’s device in such a manner that the data is intended for real-time viewing and not intended to be copied, stored, permanently downloaded, or redistributed by the User.

WHAT WE’RE SAYING

This Section contains our rules for using the Service. Please review and make sure you do not engage in any of these prohibited activities. Taking part in or assisting any third party in taking part in any of these prohibited activities may result in the termination of your account by CCR Hub, in addition to any other remedies available to CCR Hub.

LEGAL TERMS OF USE

User Interactions

You are solely responsible for your interactions with credit providers and advisors. We reserve the right, but have no obligation, to monitor disputes between you and other Users. CCR Hub shall have no liability for your interactions with other Users, or for any User’s action or inaction. If you use the Service to communicate or administer a promotion (e.g., a contest or sweepstakes), you are responsible for the lawful operation of that promotion, including without limitation (i) the official rules; (ii) offer terms and eligibility requirements; (iii) compliance with applicable rules and regulations governing the promotion and all prizes offered, such as registration and regulatory approvals in the relevant jurisdiction(s); and (iv) compliance with applicable laws, rules, regulations and guidelines, including without limitation the Federal Trade Commission Act and Federal Trade Commission Guidelines Concerning Use of Endorsements and Testimonials in Advertising. Promotions on the Service must include the following: (i) a complete release of CCR Hub by each entrant or participant; and (ii) an acknowledgement that the promotion is in no way sponsored, endorsed or administered by, or associated with, CCR Hub, unless an authorized representative of CCR Hub provides prior written consent. CCR Hub will not assist you in the administration of your promotion and cannot advise you on whether consent is required for use of user content or on how to obtain any necessary consent. You agree that if you use the Service to administer your promotion, you do so at your own risk.

WHAT WE’RE SAYING

We cannot monitor every user of the Service, nor every user interaction. While we may provide you assistance (including dispute resolution), you are ultimately responsible for your interactions with other users on the Service. If you choose to run a contest or a promotion on the Service, then you are responsible for that promotion and ensuring it is run according to any applicable laws. You must make people aware that CCR Hub does not sponsor your promotion unless we have officially agreed to do so.

LEGAL TERMS OF USE

User Content Ownership and License

Some areas of the Service allow Users to post or provide content such as profile information, videos, images, music, comments, questions, and other content or information (any such materials a User submits, posts, displays, or otherwise makes available on the Service is referred to as “User Content”). We claim no ownership rights over User Content created by you. As between you and CCR Hub, you retain any and all right, title and interest in and to THE User Content you create, post, or otherwise make available through the Service. We claim no ownership rights over your User Content. In accordance with your choice of the privacy settings offered by the Service, by posting or otherwise making available any User Content on or through the Service, you hereby grant, and you represent and warrant that you have all rights necessary to grant, to CCR Hub a limited, royalty-free, sublicensable, transferable, perpetual, irrevocable, non-exclusive, worldwide license to use, reproduce, modify, publish, publicly perform, publicly display, list information regarding, translate, distribute, syndicate, make derivative works of, or otherwise use your User Content, including (without limitation) your name, voice, and/or likeness as it is contained within your User Content, in whole or in part, and in any form, media or technology, whether now known or hereafter developed. This license is being used by CCR Hub solely as necessary to provide the Service, and for such other limited uses identified in our Privacy Policy. This license is not being used by CCR Hub to sell your User Content to third parties or otherwise profit off of your User Content in any way that would be unrelated to CCR Hub providing and promoting the Service, and it does not give CCR Hub any rights to own your User Content or limit your ability to use your User Content however you wish outside of the Service.

WHAT WE’RE SAYING

Again, we do not and will not own your personal information; however, we need you to give us permission to use the content you post or share solely as necessary to provide the Service and for a few additional purposes identified in our Privacy Policy. Basically, it’s so when you update your credit profile,the other parties you share your share it with can see the information you have in CCR Hub.

LEGAL TERMS OF USE

The User Content you create remains yours; however, by providing User Content through the Service, you agree to allow others within the Service to view your User Content within the Service as permitted by the functionality of the Service, your settings and this Agreement. CCR Hub has the right (but not the obligation) in its sole discretion to remove any User Content that is provided to the Service. You also hereby grant each User of the Service a non-exclusive license to access your User Content through the Service, and to use, reproduce, distribute, display and perform such User Content as permitted through the functionality of the Service and under this Agreement. You reserve all rights to your User Content not expressly granted in this Agreement and in our Privacy Policy, and no right or license in your User Content is granted to CCR Hub, except as expressly set forth in this Agreement and the Privacy Policy. If you have any questions please contact us at support@ccrhub.com.

WHAT WE’RE SAYING

In addition to the rights you grant to us, when you post your content on the Service, it may be accessed and viewed by other users of the Service and the public (if you’ve made such content available to the public on the Service). As such, we need you to grant those other users and the public (as applicable) rights to access and view the content you post and share as permitted by the features and functionality of the Service. WE REPEAT – YOUR CONTENT, NOT OURS. If anything in this section is unclear, please contact us at the email above and we will be happy to answer your question or resolve your concern.

LEGAL TERMS OF USE

User Content Rules, Representations and Warranties

You agree not to create, submit, provide or otherwise make available on the Service any User Content that: (i) may create a risk of harm, loss, physical or mental injury, emotional distress, death, disability, disfigurement, or physical or mental illness to you, to any other person, or to any animal; (ii) may create a risk of any other loss or damage to any person or property; (iii) seeks to harm or exploit children by exposing them to inappropriate content, asking for personally identifiable details or otherwise; (iv) may constitute or contribute to a crime or tort; (v) contains any information or content that we deem to be unlawful, harmful, abusive, racially or ethnically offensive, defamatory, infringing, invasive of personal privacy or publicity rights, harassing, humiliating to other people (publicly or otherwise), libelous, threatening, profane, obscene, or otherwise objectionable; (vi) contains any information or content that is illegal (including, without limitation, the disclosure of insider information under securities law or of another party’s trade secrets); (vii) contains any information or content that you do not have a right to make available under any law or under contractual or fiduciary relationships; (viii) contains any information or content that you know is not correct and current; or (ix) violates any school or other applicable policy, including those related to cheating or ethics. You agree that any User Content that you post does not and will not violate third-party rights of any kind, including without limitation any Intellectual Property Rights (as defined below) or rights of privacy. To the extent that your User Content contains music, you hereby represent that you are the owner of or have the necessary rights to all the copyright rights, including without limitation the performance, mechanical, and sound recordings rights, with respect to each and every musical composition (including lyrics) and sound recording contained in such User Content and have the power to grant the license granted below. CCR Hub reserves the right, but is not obligated, to reject and/or remove any User Content that CCR Hub believes, in its sole discretion, violates any of these provisions. You understand that publishing your User Content on the Service is not a substitute for registering it with the U.S. Copyright Office, the Writers Guild of America, or any other rights organization. For the purposes of this Agreement, “Intellectual Property Rights” means all patent rights, copyright rights, mask work rights, moral rights, rights of publicity, trademark, trade dress and service mark rights, goodwill, trade secret rights and other intellectual property rights as may now exist or hereafter come into existence, and all applications therefore and registrations, renewals and extensions thereof, under the laws of any state, country, territory or other jurisdiction. In connection with your User Content, you affirm, represent and warrant the following:

A. You have obtained and are solely responsible for obtaining all consents as may be required by law to post any User Content relating to third parties, including (without limitation) the written consent and release of liability of each and every identifiable natural person in the User Content, if any, to use such person’s name or likeness in the manner contemplated by the Service and this Agreement.

B. Your User Content and CCR Hub’s use thereof as contemplated by this Agreement and the Service will not violate any law or infringe any rights of any third party, including but not limited to any Intellectual Property Rights and privacy rights.

C. CCR Hub may exercise the rights to your User Content granted under this Agreement without liability for payment of any guild fees, residuals, payments, fees, or royalties payable under any collective bargaining agreement or otherwise.

D. To the best of your knowledge, all your User Content and other information that you provide to us is truthful and accurate. CCR Hub takes no responsibility and assumes no liability for any User Content that you or any other User or third party creates, posts, sends, or otherwise makes available over the Service. You shall be solely responsible for your User Content and the consequences of posting, publishing it, sharing it, or otherwise making it available on the Service, and you agree that we are only acting as a passive conduit for your online distribution and publication of your User Content. You understand and agree that you may be exposed to User Content that is inaccurate, objectionable, inappropriate for children, or otherwise unsuited to your purpose, and you agree that CCR Hub shall not be liable for any damages you allege to incur as a result of or relating to any User Content.

WHAT WE’RE SAYING

Please review this Section for our rules about content that you are allowed to post or share on the Service. We at CCR Hub want to ensure a great and safe user experience so we have the right to monitor and/or remove your content in our sole discretion.

When you post or share content on the Service – whether you own such content or it’s owned by someone else - you are responsible for getting the necessary permissions to do so. For example, if you post pictures of other people to the Service, you must get their permission or have the rights to use their image and to display it on the Service.

You are solely responsible for the content you post or share on the Service and for the content of other users you come across using the Service, so provide, create and browse wisely.

LEGAL TERMS OF USE

DMCA Notice

Since we respect artist and content owner rights, it is CCR Hub’s policy to respond to alleged infringement notices that comply with the Digital Millennium Copyright Act of 1998 (“DMCA”). If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible via the Service, please notify CCR Hub’s copyright agent as set forth in the DMCA. For your complaint to be valid under the DMCA, you must provide the following information in writing:1. An electronic or physical signature of a person authorized to act on behalf of the copyright owner;2. Identification of the copyrighted work that you claim has been infringed;3. Identification of the material that is claimed to be infringing and where it is located on the Service;4. Information reasonably sufficient to permit CCR Hub to contact you, such as your address, telephone number, and, email address;5. A statement that you have a good faith belief that use of the material in the manner complained of is not authorized by the copyright owner, its agent, or law; and6. A statement, made under penalty of perjury, that the above information is accurate, and that you are the copyright owner or are authorized to act on behalf of the owner. The above information must be submitted to the following DMCA Agent: Attn: DMCA Notice CCR Hub Labs, Inc. Address: 101 W 23rd St, Suite 2394 10011, NY, NY Telephone: +1-347-903-5112 Fax: +1-347-620-7002 Email: copyright@CCR Hub.com UNDER FEDERAL LAW, IF YOU KNOWINGLY MISREPRESENT THAT ONLINE MATERIAL IS INFRINGING, YOU MAY BE SUBJECT TO CRIMINAL PROSECUTION FOR PERJURY AND CIVIL PENALTIES, INCLUDING MONETARY DAMAGES, COURT COSTS, AND ATTORNEYS’ FEES. Please note that this procedure is exclusively for notifying CCR Hub and its affiliates that your copyrighted material has been infringed. The preceding requirements are intended to comply with CCR Hub’s rights and obligations under the DMCA, including 17 U.S.C. §512(c), but do not constitute legal advice. It may be advisable to contact an attorney regarding your rights and obligations under the DMCA and other applicable laws. In accordance with the DMCA and other applicable law, CCR Hub has adopted a policy of terminating, in appropriate circumstances, Users who are deemed to be repeat infringers. CCR Hub may also at its sole discretion limit access to the Service and/or terminate the accounts of any Users who infringe any intellectual property rights of others, whether or not there is any repeat infringement.

WHAT WE’RE SAYING

We at CCR Hub respect artists’ and content owners’ rights. If your rights are being infringed by the content on the Service, please notify us using the procedure in this Section.

LEGAL TERMS OF USE

Our Proprietary Rights

Except for your User Content, the Service and all materials therein or transferred thereby, including, without limitation, software, images, text, graphics, illustrations, logos, patents, trademarks and service marks (including, without limitation, the CCR Hub and the V logo marks), copyrights, photographs, audio, videos, music, and User Content belonging to other Users (the "CCRHub Content”), and all Intellectual Property Rights related thereto, are the exclusive property of CCR Hub and its licensors (including other Users who post User Content to the Service). Except as explicitly provided herein, nothing in this Agreement shall be deemed to create a license in or under any such Intellectual Property Rights, and you agree not to sell, license, rent, modify, distribute, copy, reproduce, transmit, publicly display, publicly perform, publish, adapt, edit or create derivative works from any CCR Hub Content. Use of the CCR Hub Content for any purpose not expressly permitted by this Agreement is strictly prohibited. CCR Hub reserve all rights to the CCR Hub Content not expressly granted in this Agreement and in our Privacy Policy, and no right or license in the CCR Hub Content is granted to you, except as expressly set forth in this Agreement and the Privacy Policy. You may choose to or we may invite you to submit comments or ideas about the Service, including without limitation about how to improve the Service or our products (“Ideas”). By submitting any Idea, you agree that your disclosure is gratuitous, unsolicited and without restriction and will not place CCR Hub under any fiduciary or other obligation, and that we are free to use the Idea without any additional compensation to you, and/or to disclose the Idea on a non-confidential basis or otherwise to anyone. You further acknowledge that, by acceptance of your submission, CCR Hub does not waive any rights to use similar or related ideas previously known to CCR Hub, or developed by its employees, or obtained from sources other than you.CCR Hub Property

The Service contains data, information, and other content not owned by you, such as reputational or status indicators, in-world currency, and/or fictional property representing virtual achievements (for instance, trophies or powers) (“CCR Hub Property”). You understand and agree that regardless of terminology used, CCR Hub Property represents a limited license right governed solely by the terms of this Agreement and available for distribution at CCR Hub’s sole discretion. CCR Hub Property is not redeemable for any sum of money or monetary value from CCR Hub at any time. You acknowledge that you do not own the account you use to access the Service, nor do you possess any rights of access or rights to data stored by or on behalf of CCR Hub on CCR Hub servers, including without limitation any data representing or embodying any or all of your CCR Hub Property. You agree that CCR Hub has the absolute right to manage, regulate, control, modify and/or eliminate CCR Hub Property as it sees fit in its sole discretion, in any general or specific case, and that CCR Hub will have no liability to you based on its exercise of such right. All data on CCR Hub’s servers are subject to deletion, alteration or transfer. NOTWITHSTANDING ANY VALUE ATTRIBUTED TO SUCH DATA BY YOU OR ANY THIRD PARTY, YOU UNDERSTAND AND AGREE THAT ANY DATA, ACCOUNT HISTORY AND ACCOUNT CONTENT RESIDING ON CCR Hub’S SERVERS, MAY BE DELETED, ALTERED, MOVED OR TRANSFERRED AT ANY TIME FOR ANY REASON IN CCR Hub’S SOLE DISCRETION, WITH OR WITHOUT NOTICE AND WITH NO LIABILITY OF ANY KIND. CCR Hub DOES NOT PROVIDE OR GUARANTEE, AND EXPRESSLY DISCLAIMS, ANY VALUE, CASH OR OTHERWISE, ATTRIBUTED TO ANY DATA RESIDING ON CCR Hub’S SERVERS.

WHAT WE’RE SAYING

Except for the content posted or shared by our users, the information, graphics, and other aspects of the Service are owned by us.

You may have thoughts and suggestions about the Service that you may want to provide to us. If you provide us feedback about the Service, then you gave it to us for free (thank you!) and we can use it to make CCR Hub even better for all our users.

LEGAL TERMS OF USE

Privacy

We care about the privacy of our Users. You understand that by accessing or using the Services you consent to the collection, use and disclosure of your aggregate data as set forth in our Privacy Policy, and to have your personally identifiable information collected, used, disclosed, transferred and processed as set forth in our Privacy Policy, which is incorporated by reference herein.Security

CCR Hub cares about the integrity and security of your personal information. CCR Hub uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information and implement your privacy settings. However, we cannot guarantee that unauthorized third parties will never be able to defeat our security measures or use your personal information for improper purposes. You acknowledge that you provide your personal information at your own risk.

WHAT WE’RE SAYING

Please read our Privacy Policy, which you are also agreeing to as part of this Agreement.

We do our best to make sure the information you provide to us is protected, but no system is 100% safe.

LEGAL TERMS OF USE

Indemnity

You agree to defend, indemnify and hold harmless CCR Hub and its subsidiaries, agents, licensors, managers, and other affiliated companies, and their employees, contractors, agents, officers and directors, from and against any and all claims, damages, obligations, losses, liabilities, costs or debt, and expenses (including but not limited to attorney’s fees) arising from: (i) your use of and access to the Service, including the Merchant Services and any data or content transmitted or received by you; (ii) your violation of any term of this Agreement, including without limitation your breach of any of the representations and warranties above; (iii) your violation of any third-party right, including without limitation any right of privacy or Intellectual Property Rights; (iv) your violation of any applicable law, rule or regulation; (v) User Content or any content that is submitted via your account including without limitation misleading, false, or inaccurate information; (vi) your willful misconduct; or (vii) any other party’s access and use of the Service with your unique username, password or other appropriate security code.

No Warranty

THE SERVICE IS PROVIDED ON AN “AS IS” AND “AS AVAILABLE” BASIS. USE OF THE SERVICE IS AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO ADVICE OR INFORMATION, WHETHER ORAL OR WRITTEN, OBTAINED BY YOU FROM CCR Hub OR THROUGH THE SERVICE WILL CREATE ANY WARRANTY NOT EXPRESSLY STATED HEREIN. WITHOUT LIMITING THE FOREGOING, CCR Hub, ITS SUBSIDIARIES, ITS AFFILIATES, AND ITS LICENSORS DO NOT WARRANT THAT THE CONTENT IS ACCURATE, RELIABLE OR CORRECT; THAT THE SERVICE WILL MEET YOUR REQUIREMENTS; THAT THE SERVICE WILL BE AVAILABLE AT ANY PARTICULAR TIME OR LOCATION, UNINTERRUPTED OR SECURE; THAT ANY DEFECTS OR ERRORS WILL BE CORRECTED; OR THAT THE SERVICE IS FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. ANY CONTENT DOWNLOADED OR OTHERWISE OBTAINED THROUGH THE USE OF THE SERVICE IS DOWNLOADED AT YOUR OWN RISK AND YOU WILL BE SOLELY RESPONSIBLE FOR ANY DAMAGE TO YOUR COMPUTER SYSTEM OR MOBILE DEVICE OR LOSS OF DATA THAT RESULTS FROM SUCH DOWNLOAD OR YOUR USE OF THE SERVICE.

CCR Hub DOES NOT WARRANT, ENDORSE, GUARANTEE, OR ASSUME RESPONSIBILITY FOR ANY PRODUCT OR SERVICE PROMOTED OR OFFERED BY A THIRD PARTY THROUGH THE CCR Hub SERVICE OR ANY HYPERLINKED WEBSITE OR SERVICE, AND CCR Hub WILL NOT BE A PARTY TO OR IN ANY WAY MONITOR ANY TRANSACTION BETWEEN YOU AND THIRD-PARTY PROVIDERS OF PRODUCTS OR SERVICES.

FEDERAL LAW, SOME STATES, PROVINCES AND OTHER JURISDICTIONS DO NOT ALLOW THE EXCLUSION AND LIMITATIONS OF CERTAIN IMPLIED WARRANTIES, SO THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. THIS AGREEMENT GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. THE DISCLAIMERS AND EXCLUSIONS UNDER THIS AGREEMENT WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

Limitation of Liability TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL CCR Hub, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS OR LICENSORS BE LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR EXEMPLARY DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOSS OF PROFITS, GOODWILL, USE, DATA OR OTHER INTANGIBLE LOSSES, ARISING OUT OF OR RELATING TO THE USE OF, OR INABILITY TO USE, THIS SERVICE. UNDER NO CIRCUMSTANCES WILL CCR Hub BE RESPONSIBLE FOR ANY DAMAGE, LOSS OR INJURY RESULTING FROM HACKING, TAMPERING OR OTHER UNAUTHORIZED ACCESS OR USE OF THE SERVICE OR YOUR ACCOUNT OR THE INFORMATION CONTAINED THEREIN.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, CCR Hub ASSUMES NO LIABILITY OR RESPONSIBILITY FOR ANY (I) ERRORS, MISTAKES, OR INACCURACIES OF CONTENT; (II) PERSONAL INJURY OR PROPERTY DAMAGE, OF ANY NATURE WHATSOEVER, RESULTING FROM YOUR ACCESS TO OR USE OF OUR SERVICE; (III) ANY UNAUTHORIZED ACCESS TO OR USE OF OUR SECURE SERVERS AND/OR ANY AND ALL PERSONAL INFORMATION STORED THEREIN; (IV) ANY INTERRUPTION OR CESSATION OF TRANSMISSION TO OR FROM THE SERVICE; (V) ANY BUGS, VIRUSES, TROJAN HORSES, OR THE LIKE THAT MAY BE TRANSMITTED TO OR THROUGH OUR SERVICE BY ANY THIRD PARTY; (VI) ANY ERRORS OR OMISSIONS IN ANY CONTENT OR FOR ANY LOSS OR DAMAGE INCURRED AS A RESULT OF THE USE OF ANY CONTENT POSTED, EMAILED, TRANSMITTED, OR OTHERWISE MADE AVAILABLE THROUGH THE SERVICE; AND/OR (VII) USER CONTENT OR THE DEFAMATORY, OFFENSIVE, OR ILLEGAL CONDUCT OF ANY THIRD PARTY. IN NO EVENT SHALL CCR Hub, ITS AFFILIATES, AGENTS, DIRECTORS, EMPLOYEES, SUPPLIERS, OR LICENSORS BE LIABLE TO YOU FOR ANY CLAIMS, PROCEEDINGS, LIABILITIES, OBLIGATIONS, DAMAGES, LOSSES OR COSTS IN AN AMOUNT EXCEEDING THE AMOUNT YOU PAID TO CCR Hub HEREUNDER OR $100.00, WHICHEVER IS GREATER.

THIS LIMITATION OF LIABILITY SECTION APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF CCR Hub HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGE. THE FOREGOING LIMITATION OF LIABILITY SHALL APPLY TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

SOME STATES DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. THIS AGREEMENT GIVES YOU SPECIFIC LEGAL RIGHTS, AND YOU MAY ALSO HAVE OTHER RIGHTS WHICH VARY FROM STATE TO STATE. THE DISCLAIMERS, EXCLUSIONS, AND LIMITATIONS OF LIABILITY UNDER THIS AGREEMENT WILL NOT APPLY TO THE EXTENT PROHIBITED BY APPLICABLE LAW.

The Service is controlled and operated from facilities in the United States. CCR Hub makes no representations that the Service is appropriate or available for use in other locations. Those who access or use the Service from other jurisdictions do so at their own volition and are entirely responsible for compliance with all applicable United States and local laws and regulations, including but not limited to export and import regulations. You may not use the Service if you are a resident of a country embargoed by the United States, or are a foreign person or entity blocked or denied by the United States government. Unless otherwise explicitly stated, all materials found on the Service are solely directed to individuals, companies, or other entities located in the United States.

WHAT WE’RE SAYING

This Section specifically limits our liability to you to the amount you paid us through the Service, requires you to indemnify us for your access and use of the Service and disclaims our other liabilities around the Service and around the content you provide and your use of the Service.

LEGAL TERMS OF USE

Changes to the Service

We may, without prior notice, change the Service; stop providing the Service or features of the Service, to you or to Users generally; or create usage limits for the Service. We may permanently or temporarily terminate or suspend your access to the Service without notice and liability for any reason, including if in our sole determination you violate any provision of this Agreement, or for no reason. Upon termination for any reason or no reason, you continue to be bound by this Agreement.

Changes to the Agreement and Notice

CCR Hub may provide notifications, whether such notifications are required by law or are for marketing or other business related purposes, to you via email notice, written or hard copy notice, or through posting of such notice on our website, as determined by CCR Hub in our sole discretion. CCR Hub reserves the right to determine the form and means of providing notifications to our Users, provided that you may opt out of certain means of notification as described in this Agreement. CCR Hub is not responsible for any automatic filtering you or your network provider may apply to email notifications we send to the email address you provide us. CCR Hub may, in its sole discretion, modify or update this Agreement from time to time, and so you should review this page periodically. When we change the Agreement in a material manner, we will update the ‘last modified’ date at the bottom of this page. Your continued use of the Service after any such change constitutes your acceptance of the new Terms of Use. If you do not agree to any of these terms or any future Terms of Use, do not use or access (or continue to access) the Service.

WHAT WE’RE SAYING

We at CCR Hub are constantly innovating, so we reserve the right to change, suspend or end any part of the Service for any or no reason without liability to our users. We do not plan to end any of our services, but to the extent we figure out there are new products we need to launch or products that are not working then we need the flexibility to turn features on and off to make CCR Hub better.

We can also suspend or terminate your access to the Service at any time or for any reason, including if we determine you violated this Agreement. We don’t want to have to do this and this is just so we can keep CCR Hub a safe community.

We may change this Agreement from time to time. Normally, these are unimportant changes so we just update the date at the bottom of this page and move on; however, if we change the Agreement in an important way, we will try to provide you notice of the change (which may include posting a notice on the Service or emailing you directly).

LEGAL TERMS OF USE

General

A. Assignment.. This Agreement, and any rights and licenses granted hereunder, may not be transferred or assigned by you, but may be assigned by CCR Hub without restriction. Any attempted transfer or assignment in violation hereof shall be null and void.

B. Entire Agreement/Severability. This Agreement, together with any amendments and any additional agreements you may enter into with CCR Hub in connection with the Service, shall constitute the entire agreement between you and CCR Hub concerning the Service. If any provision of this Agreement is deemed invalid by a court of competent jurisdiction, the invalidity of such provision shall not affect the validity of the remaining provisions of this Agreement, which shall remain in full force and effect, except that in the event of unenforceability of the universal Class Action/Jury Trial Waiver, the entire arbitration agreement shall be unenforceable.

C. No Waiver. No waiver of any term of this Agreement shall be deemed a further or continuing waiver of such term or any other term, and CCR Hub’s failure to assert any right or provision under this Agreement shall not constitute a waiver of such right or provision.

WHAT WE’RE SAYING

This Section contains necessary legal terms around how we can transfer the Agreement, what happens if a court finds any section of this Agreement invalid, and similar terms.